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How CPI Affects the Stock Market

Learn how the Consumer Price Index (CPI) report impacts stocks, bonds, and Fed policy decisions.

What is CPI?

The Consumer Price Index (CPI) measures the average change in prices paid by consumers for a basket of goods and services. It's released monthly by the Bureau of Labor Statistics, typically around the 10th-13th of each month at 8:30 AM ET.

Why traders care

CPI is the most-watched inflation indicator because it directly influences Federal Reserve policy. Higher-than-expected CPI readings suggest the Fed may keep rates higher for longer, which is typically bearish for equities and bullish for the dollar.

Core CPI vs Headline CPI

Headline CPI: includes all items, including volatile food and energy prices

Core CPI: excludes food and energy — this is what the Fed watches most closely

How markets react

CPI ResultStocks (SPY/QQQ)Bonds (TLT)Gold (GLD)VIX
Higher than expectedBearishBearishMixedRises
Lower than expectedBullishBullishMixedFalls
In-lineMuted reactionMutedMutedFalls

Trading tips

1.

Watch the 8:30 AM candle — the initial move often sets the direction for the session

2.

Core CPI matters more than headline — focus on the ex-food-and-energy number

3.

Month-over-month matters more than year-over-year for short-term traders

4.

Supercore CPI (services ex-housing) is the newest metric the Fed watches closely

5.

Combine with PPI — PPI released the day before can foreshadow CPI direction

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